Friday, December 31, 2010

new year, new start

Every year, I always start off really motivated trying to fulfill my goals. However, after a few weeks I start to lose sight of the big picture. However, this year is going to be different, this year I'm really going to be more responsible.

Here are my financial goals for 2011:

1.) Pay off student loans by June (I don't have much to go but have lots of fixed expenses).

2a.) Pay off my Christmas-spree by Feb.

2b.) To achieve the above, I will be going on a 2 month clothing ban starting immediately.

3.) Continue putting away $1200/month for condo down payment (due in 1.5 years). 

4.) Have at least $6000 of personal savings by end of the year.

5.) Bring lunch to work at least 50% of the time. This is a big one for me because I NEVER cook.

I really wish I could put more money into my personal savings, because I think I make a decent salary for a 25 year-old. But with rent, and our upcoming down payment, it makes it nearly impossible. Anyway, starting Jan 1, 2011, I will be recording my daily spending in my agenda. I will post a monthly recap at the end of each month to keep myself on track.

Now that we got the boring stuff out of the way, time for some of my new purchases!!! You won't be seeing anything new until at least March, so enjoy =)

Mulberry Alexa bag in Oak

Club Monaco wool shorts; Zara pants; Club Monaco pants

Wilfred free wool swearter; 7 for all mankind jeans x 2; Topshop cardi

Joie booties

- K.

1 comment:

  1. what do u think of mulberry alexa dear?is it convenient for u?